Subject To: Creative Financing - WeAreTPM

Episode 57

Subject To: Creative Financing

In this episode, John and Kyle discuss the concept of “Subject To” creative financing,

which involves taking over the existing financing of a property. They explain that

subject-to financing is particularly relevant in the current market due to high interest

rates and inflated property values, and emphasize the importance of caution and

proper legal guidance when engaging in subject-to deals, as there are risks involved for

both the buyer and the seller.

Key Takeaways:

• Subject-to financing allows buyers to take over the existing financing of a property,

which can be advantageous in a high-interest rate environment.

• Subject-to deals should be approached with caution and involve proper legal

guidance to mitigate risks.

• The due-on-sale clause is a common concern, but it is similar to transferring a

property to an LLC and can be managed through negotiation and terms.


"Subject-to financing is a creative strategy that can be beneficial in a high-interest rate

market." - Kyle Teixeira

"Get people involved who have experience with subject-to deals to avoid potential

pitfalls." - John Teixeira

Get the full details on how Subject To works in this episode.

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We Are TPM

Teixeira Property Management

Mansfield, Texas


There are a vast amount of ways in today's world to build wealth using real estate and

investing, not just in property, but in yourself!

Located in the Dallas-Fort Worth area of Texas, John Teixeira and Kyle Teixeira of

Teixeira Property Management bring you all of the knowledge and experience they can

provide for the confidence to achieve your investment goals, or how and why to create

them. Now, while John and Kyle have a ton to share, they will also be bringing you

interviews with some of their clients, industry partners, experienced investors, and

much more every week!

John and Kyle look forward to sharing the knowledge you need about arguably the

greatest investment vehicle that is available to the masses — Real Estate. Knowledge

is power, and John and Kyle intend to give you as much power as possible. It's not

always about the HOW, but also the WHY, and they will be digging into it right here

every week!

About the Podcast

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